No matter if you’re a first-time buyer, a seller upgrading your lifestyle, or an investor looking for your next opportunity property, you can count on me to support you at every stage.
With over 25 years of experience buying and selling homes throughout beautiful San Diego County, I bring a deep understanding of the local market, a passion for real estate, and a track record of success that speaks for itself. My commitment to delivering exceptional service has earned me the trust and loyalty of hundreds of clients—and the hundreds of 5-star reviews I’ve received are a testament to that dedication.
John Slade2024-04-16Trustindex verifies that the original source of the review is Google. Rich Frattalone was my realitor for the sale of my condo in San Diego and he was fantastic with his ability to execute and do the needed follow through in order to get my condo sold in an efficient orderly manner of just a few weeks. I Highly recommend Rich who brings knowledge experience and courteousness to make and bring about for a job well done. Best wishes Rich on any of your future goals thay may lie ahead sir. Kind regard’s, John Slade Brian Rapisardi2024-03-09Trustindex verifies that the original source of the review is Google. Rich is incredible! I needed to find a home quickly with 2-3 to move from my house that I sold. We found the perfect spot and he turned around a 14 day escrow! He was there to assist with any of my questions 7 days/ week. Thanks Rich! Pamela Gabriel2024-01-03Trustindex verifies that the original source of the review is Google. We shopped many lenders and Rich was the most knowledgeable and had the best tools to help us make the right decisions. During the process him and his team were helpful and knowledgeable as well. Will definitely work with him again if we have the opportunity. Thank you Rich!!! Karen Kaaoush2023-11-15Trustindex verifies that the original source of the review is Google. Richard was excellent in handling the process while we were out of state, such as posting, open houses, following up with potential buyers, finding vendors to make repairs and the closing process. Andre Harris2023-09-03Trustindex verifies that the original source of the review is Google. Words cannot express or explain how my initial search for a home lead me to Richard and we didn't look any further than him. His personable demeanor and attention in the details was helpful for me and my wife. You see I am new to this homebuying process and yet Richard was available for all of my questions and even I was being a pain/pest he stayed steady and talked me off the ledge several times. I am so grateful I made that request for an agent, but more appreciative that it was your organization (Richard). We have a new home and when others were telling me that they were dropping agents for another, I don't know why there aren't other Rich's out there. On behalf of me and Kumi (Rich) "Thank you so much!" Tommy Truong2023-08-27Trustindex verifies that the original source of the review is Google. I have known Rich for quite awhile since he helped my sister and her husband buy a house a few years ago. Rich has provided excellent services with his 20+ years of experience as a realtor. I trust him 110% when ever he provided his guidance and always made sure I was comfortable with my decisions before we move forward with putting in an offer, counter offers and so on. I'm a FTHB so house hunting is very challenging but Rich made it seamless and he's VERY VERY patience. I have his number on speed dial when the interest rates drops so we can re-fi. Will be recommending Rich 110% to anyone who needs a Realtor of his caliber. Overall, thank you very much Rich for helping us secure our first home!!!! April Brenner2023-08-15Trustindex verifies that the original source of the review is Google. I found Rich through Zillow and was so lucky I did! If you want someone who knows the market, knows all the ins-and-outs of home purchasing (including financing), and who is responsive and dependable, he is your agent. I cannot give a higher recommendation; Rich and his team are absolutely wonderful. Rich is truly invested in finding the right home for you. He is patient, extremely knowledgeable, and lightning fast on following up. He is a real gem! I consider him a personal friend at this point. Annie S2023-06-24Trustindex verifies that the original source of the review is Google. Rich and his team are incomparable, we could have not gotten through the home buying process without them! As first time homebuyers it was stressful navigating this competitive housing market, but Rich was there every step of the way to make it easy to understand and offer his wealth of insight and knowledge. He is professional, honest, and committed to helping you find not just a house but a home. Even during escrow when we had to be out of town, Rich helped ensure the closing process went smoothly without any delays so that we could close on time upon our return. Rich is truly the best, I would definitely recommend him to anyone in the home buying / selling process! Gabe Davila2023-05-17Trustindex verifies that the original source of the review is Google. This is the second time I’ve done a refi with Richard Frattalone and I got a much lower rate which saved me a lot of money.I will return with a better credit score do it again . Erika Davila2023-05-17Trustindex verifies that the original source of the review is Google. This is the the second time that we use Richard with Cabrillo mortgage and I don’t have one bad thing to say about them they’re always on top of everything and they make this transaction smooth and stress-free. Thank you so much for your services and we will definitely use you again.
EXCELLENT Based on 171 reviews Apple Ho2025-06-24Verified Super awesome! Highly recommend Super awesome! Highly recommend Rich was great and patient! He guided us every step of the way and made it seamless. He is super knowledgeable about the process and communicates very well. We are grateful that he spent the time helping us the entire way. Joelle Ottow2024-10-14Verified reverse mortgage reverse mortgage Rich guided my husband and me through the process of obtaining a reverse mortgage, and we couldn't be more satisfied with his service.He was incredibly patient and supportive especially as we navigated some challenges with gathering the required documents.Rich's responsiveness attention to detail, and clear communication made the entire experience seamless and stress-free.Thanks to his experience and dedication, we felt fully informed and comfortable every step of the way, We highly recommend Richard to anyone seeking a knowledgeable and reliable agent.Thank you Richard !! pgabrielle32024-01-03Verified Knowledgeable, helpful and always available to answer questions! Knowledgeable, helpful and always available to answer questions! We shopped many lenders and Rich was the most knowledgeable and had the best tools to help us make the right decisions. During the process him and his team were helpful and knowledgeable as well. Will definitely work with him again if we have the opportunity. TommyT6192023-08-26Verified Fantastic Loan Officer Fantastic Loan Officer I have worked with Rich in the past but I couldn't move forward with house hunting. But I kept his contact in case I was back on the market looking for my first home. He assisted my sister and her husband obtain a great loan for their first home a few years ago. I started working with Rich again this year and he was excellent in all categories. He has access to a great deal of resources due to how long has been a loan officer. He always made sure to find us the best interest rate and he came through. I have his number on speed dial when I get the chance to re-finance. 110% recommend Rich to anyone who needs a qualified and top tier caliber loan officer! gabe davila2023-05-17Verified Honest and fair also hard working Honest and fair also hard working To simplify my case the first time I refinance was to save my home, the second time was to lower my payments he guided us through every step of the process and explained everything along the way from start to finish Garrett Pryor2023-04-18Verified Richard Frattalone Mortgage Broker Review Richard Frattalone Mortgage Broker Review This is now the 2nd time I have worked with Rich and would recommend him to anyone looking for a trustworthy hardworking mortgage broker. From start to finish it was a great experience. Never left guessing through the process, he carried the bulk of the stress for us, and gave us a great rate. Thank you Rich! Ian Stone2023-02-23Verified Fantastic experience! Fantastic experience! Rich was incredibly helpful from start to finish - from helping us understand our price range to getting us qualified to helping us understand every step of the loan process. He responded to messages quickly and never left us feeling unsupported - absolutely fantastic! www eletrickey2022-08-20Verified Antonio c Michel owner Antonio c Michel owner Thank you all s so much for the great opportunity that you guys have provided for me because without the clients and everybody that made it available to me has made it possible and more appropriate that without them and without saying things to them that I wouldn't be here so thank you all and I got so much more plans to do as in ideas and things to progress financially and historically and with other partners of course and I have big plans to work with Zillow and I have big plans to work with Tesla and Elon musk he might not like me but you know I'll give you a shout out you know that you know that it's all good you kicked me off Twitter but I still get on it haha LOL but talk to you guys later and thank you guys so much Steven Jabkiewicz2022-05-03Verified Professional and Prompt Professional and Prompt Rich was extremely helpful with the entire loan process. Not only was the process smooth, we were given advance notice of what to provide. His professionalism and knowledge made us, as first-time homebuyers, stress-free and made the complete purchasing experience an absolute joy. BethanyCook2022-03-28Verified Amazing lender Amazing lender Rich and everyone at The Frattalone Group have been absolutely amazing. They took care of us from start to finish and we’re hands on every step of the way. They were knowledgeable and caring. And made the process quick and easy. I can’t thank you all enough!
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Buying, selling, or investing? At The Frattalone Group, I’m here to make the process smooth and stress-free with personalized service you can trust. Let’s Find the homes and make your real estate dreams come true.